The simplest way to get a cash advance is by subscribing to Cleo Plus and Cleo Builder. If you don’t want to subscribe, you can also apply for cash advance by contacting customer service. You’ll still need to qualify and go through our standard eligibility checks.

So you’ve got the membership, and now you want some $$$. We’ve got you. Either head to the Borrow tab or type “cash advance” or “cover me” to Cleo in chat, then hit the button that says ‘cover me 🚀'. Cleo will let you know if you qualify for an advance, and for how much.

If you don't qualify, don’t sweat it – there are ways to become eligible. If you do qualify, just pick from the amounts you're eligible for and go from there.

Once you choose your amount, you can decide when you want to repay (anywhere between 3 and 14 days).

📅 Then choose when you want your advance to hit your account. You can choose an optional fee to get your cash advance same-day but our standard option is free and arrives in 3-4 days. Our express fee option allows you to get your cash same-day. The fee ranges from $3.99 - $9.99 and is payable at the time of repayment.

Cleo will let you know once your advance has landed (just make sure your notifications are turned on).