You can request Early Income by following these steps:
Go to Request
Choose Early Income
Decide your amount (between £50 and your eligible amount)
Review your repayment date — this defaults to your payday but can be changed
Check your repayment card, then tap Request Early Income
The money arrives in your linked bank account within 2 hours (24 hours max) via Faster Payments.
How does repayment work?
Repayment is made via the payment method you provide on your chosen date
You can also repay early at any time in the Request tab
You can take up to two Early Income advances per pay cycle — you'll need to fully repay the first before requesting another, and there's a 4-day cool-off period between repayments and new requests.
Find more information about repayment here.
How much Early Income can I get?
What's the maximum Early Income amount? How is my eligible amount calculated?
Your eligible amount depends on how much of your salary you've accrued so far in your pay cycle:
Minimum: £50
Maximum: £300, or 60% of your accrued salary — whichever is lower
For example, if you've accrued £400 of your salary so far this month, the most you could request is £240.
Your eligible amount is recalculated each time you request, so it may differ from a previous advance.
How long does it take to receive my Early Income?
When will my Early Income arrive?
Your money arrives within 2 hours (24 hours max) via Faster Payments — the standard UK bank transfer system.
A few things to know:
The money goes straight to the bank account you used to verify your income
Delays beyond the 24-hour window are usually down to your bank's processing times.
Early Income is subject to eligibility. Your available amount may vary each time based on your accrued earnings, and ranges from £50–£300. A £0.99 admin fee applies per Early Income amount. This product is not a loan and is not regulated by the Financial Conduct Authority. Terms apply.