Thread Bank... who is she?
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Here's why you'll have noticed a Thread Bank name drop when you signed up for your Direct Deposit: this is the bank that temporarily holds your deposit until it moves onto your card.

Cleo isn't a bank, she's just an AI. So, we need a trustworthy bank partner to hold your cash after your payroll provider hands it over to Cleo.

To summarise: once your direct deposit gets transferred into this account it will get transferred to your credit builder card.

Phew. You can relax, no suss banks here.