The cash advance is Cleo's answer to extortionate overdraft fees and the scary-expensive world of payday loans. The simplest way to get a cash advance is by subscribing to Cleo Plus and Cleo Builder. If you don’t want to subscribe, you can also apply for cash advance by contacting customer support. You’ll still need to qualify and go through our standard eligibility checks.

If you qualify, Cleo can give you a no-interest advance of up to $250* to help you stay out of your overdraft. You pick your repayment date - anywhere between 3 and 28 days - and pay Cleo back when you reach it. 

After you’ve paid Cleo back and cooled-off from the buzz of your account being in the black, you can ask Cleo for another advance. 

And no, this won’t affect your credit score.

*Eligibility requirements apply. Not all users will qualify. Advance amounts range from $20 to $250. Same day transfers subject to express fees. Visit meetcleo.com/terms for more information.