The cash advance is Cleo's answer to extortionate overdraft fees and the scary-expensive world of payday loans. The simplest way to get a cash advance is by subscribing to Cleo Plus and Cleo Builder. If you don’t want to subscribe, you can also request a cash advance by contacting customer support. You’ll still need to qualify and go through our standard eligibility checks.
If you qualify, Cleo can give you a no-interest advance of up to $250* to help you stay out of your overdraft. You pick your repayment date - anywhere between 3 and 28 days - and pay Cleo back when you reach it.
After you’ve paid Cleo back and cooled-off from the buzz of your account being in the black, you can ask Cleo for another advance.
And no, this won’t affect your credit score.
Connect your main source of income
To make sure your eligibility amount is as accurate as it possibly can be, connect your main income and spending account – where your pay check lands. If you qualify, you will be prompted to offer alternative sources of income, too.
These income documents include:
Earned income (payroll/salary)
Benefits and public assistance (e.g. social security administration, unemployment assistance)
Child support
Pension
Cash or check deposits
*Eligibility requirements apply. Not all users will qualify. Advance amounts range from $20 to $250. Same day transfers subject to express fees. Visit meetcleo.com/terms for more information.